This article provides up-to-date information to help you check your score and increase your score. As we know, the score has been the most important factor in indicating credit or bad credit in a consumer's life.
In other words, the evaluation of the score is crucial for those seeking to obtain credit during the negotiation.
Punctuation comes from the USA - United States of America, so translated into Portuguese it means: dots.
In this way, companies, businesses and financial institutions can assess a customer's credibility based on their score - a score of 650 is already considered good.
The interesting thing about the score is that it's not enough to have a credit card or even a recognizable credit history.
Consult your score is evaluates the customer's payment behavior, i.e. whether they have always paid the installments, invoices, receipts previously created, here in this text how you can view and increase your score.
If you're buying, it's good to have a quality score, so read on and find out more.
1 - Learn How to Check Your Score on the Internet
To find out how your score is displayed, there is an app that shows the process in detail on your cell phone. Let's talk about SERASA and see how it works:
Step 1 - Access your App Store on your mobile device, Google Play on Android and App Store on iOS smartphones.
Step 2 - Request installation of the application. At this stage you need to download the application.
Step 3 - After install the SERASA applicationIn order to access the application, create a password and a user. Some personal information is required here, such as:
- Full name.
- CPF - Register of Persons.
- Valid and up-to-date e-mail or Gmail address.
- Contact telephone number.
Step 4 - Using the application registered on your cell phone, go to the Queries tab and click on Score. In a few moments you will receive the result of your score.
Score The score shows your credibility with financial institutions. So if you have problems, you know where you stand, what your score is and how to negotiate with the company.
2 - Learn to Grow Your Score Upwards
If you have a score below 650, you need to work to increase it. However, with this procedure, you need to organize your finances in 2 or 3 months to get a score that adds credibility to your name.
3 - To increase your score, do the following:
1 - Find out about all your debts. If there are still outstanding claims in your name, find the institutions that have the debt listed and negotiate the total amount with them. Based on this negotiation, pay the installments that are part of the deal on time.
2- Once you know your score, start paying your monthly debts on time, preferably in advance, how the credit card bill. Pay your bill in full and avoid leaving any money for next month.
3 - A good tip is to store at several stores in the same city, use installment plans and pay on time. This shows the institutions that you have credit and that you can shop in several places at the same time and, most importantly, fulfill your obligations in credit card approvals and general financing. Good luck to everyone!
I hope you enjoyed this content. If so, share it with your friends and on your social networks. Receive free and exclusive content daily on our Portal.
