You're used to doing investments? Can you achieve your goals? Have you researched enough options to make your investmentsbut still don't have the money to get started? These and other questions are very common among new investors.
Stay tuned for this article, as we'll show you how to get the first resources for your investments. It's not about starting with just $ 10, we'll explain it better in this article
To invest successfully, you need to clarify something! Calm down, my friends, I'm not saying that there's anything you need to clarify in order to make money and start your business. investments. We're talking about eliminating bad financial habits in order to invest successfully.
1 - Customs that hinder investments
First, we have to be honest, because you need to understand exactly which habits are robbing you of your financial organization. Are you ordering too much food on apps like iFood?
It doesn't seem like much when you ask, but over the course of a month it really is the right amount. How can you make profitable investments with bad financial habits? This account will never be closed.
You really need to pay and review all your expenses. The tip is to install a financial control application, or even make notes in a notebook, of everything that comes in and everything that goes out. That way you'll know what you're spending your money on and where to save it.
2 - Investments and up-to-date market forms
There's an interesting technique called the three pen method. Once you have your bank statement and expenses under control, you literally need three pens, a ruler and someone to interview you.
Before you start the process, write down on paper what is really important in your life, i.e. what you really shouldn't be missing, this is necessary without looking at the expense report.
The other person starts counting their expenses by reading them out line by line. The responder's job is to answer whether each entry on the list can be deleted, reduced or even not removed.
If there are three different answers, each answer will have a color. So, at the end of the interview, you'll see that the result is colored to see how much you can really save.
Remember that the amount you save is exactly for investment and profit, and then convert it into, uh, free time because it's good or even a commodity.
3 - Cleaning up the account
Once you've eliminated unnecessary expenses, it's important to remember that the process can't be done just once, as bad habits tend to return, causing you to have to repeat the process indefinitely. Cleaning up is always welcome!
The main tip for this process is the tip called 70/30, which means that you will always have at least 30% of your sales available for investment, so it's very important to have a financial plan and know everything you spend and deserve in order to organize it better.
4 - Collecting your money in different ways
One very interesting thing is how the brain deals with money. Have you ever thought that most people spend what they earn? Regardless of whether their salary is $ 1,500 or $ 10,000 a month? Isn't that how it is in practice?
This is because, as a form of protection, the mind wants you to live with what you have, but that's why the vast majority of people are spending what they deserve.
Here's a very interesting tip. Imagine earning $ 2,000 a month when the money goes into your account. To get used to something.
It's important to note that we are changing our habits and these changes don't happen overnight. The tip, therefore, is to make perseverance and lifestyle changes a habit of saving.
5 - Tips to help improve the organization of your finances
- Always save 30% in everything you do.
- Understand all the financial inflows and outflows so you know where to cut your expenses.
- When you start saving, be careful not to fall into bad habits.
- Invest in safe and profitable securities.
- Understand the difference between redundant and inactive.
Did you like this content? If so, share it with your friends and on your social networks. Receive free, exclusive content every day here on our Portal. Thanks!
