How to Start Investing in 2025: Complete Guide for Beginners
See below for information on where I can get a Hipercard credit card.
The Hipercard credit card has been gaining more and more popularity among Brazilians. This is because it has several advantages, in addition to the ease of applying for the card, which is quite attractive to users. If you are interested in the credit card, you may be wondering where I can get the Hipercard credit card.
So, to help you answer this question, we have brought you a step-by-step guide on how to get a Hipercard credit card, as well as the main advantages and benefits of the card. Check it out!
Request the credit card Hipercard is quite simple and you can do it without leaving home using your smartphone or computer. Just access the company's official website and click on "request yours now". Then, you need to fill out the form with all your personal details.
When filling out the form, pay close attention, as it is based on this questionnaire that the company will analyze your score and check how much credit you “can” have.
In addition, it is also necessary to fill out the form with a valid email and/or telephone number, as it is through these that Itaucard, the company responsible for managing the card, will contact you.
If your question is where can I get a Hipercard credit card in person, you can apply for the card by going to one of the Hipercard stores or accredited stores and taking all your documents, such as ID, CPF, proof of income and residence.
Additionally, you can check which Hipercard accredited network is closest to you through the company's official website.
First of all, you should keep in mind that the Hipercard credit card analysis is carried out by Itaucard and the approval or denial period can be up to 45 days. However, customers generally report receiving feedback before this period.
Finally, if the Hipercard credit card is approved, you will receive it in your hands within 20 days.
In addition to the security that the financial institution offers as one of the largest and best companies in the Brazilian financial market, there are other benefits and advantages of the Hipercard card.
Starting with the app, which makes users' lives much easier, since you can track all your expenses through the app. In addition, you can also make instant transactions like Pix, pay bills, schedule payments, get support, and much more.
In addition to the app, you can also quickly set up a virtual card within the app itself. One of the advantages of the Hipercard credit card is that it has international coverage, meaning you don't have to worry about getting another card when you travel abroad, which makes things much easier.
Finally, Hipercard credit card customers also have access to discounts and offers at several of the institution's partner establishments and can also participate in the Mastercard Surpreenda points program.
Mastercard Surpreenda is one of the main benefits of Hipercard and because it is so attractive, it is worth talking a little more about it.
Mastercard Surpreenda is a points program where all your purchases, whether with a credit or debit card, are worth points. And best of all, you can exchange these points for vouchers at the financial institution's partner stores.
So, to register for the program, simply register on the website or through the Mastercard Surpreenda app and that's it! Finally, it is worth mentioning that every purchase is worth one point, regardless of the amount, that is, a purchase of R$2 is worth one point and a purchase of R$2,000 is also worth one point.
The institution's only restrictions regarding who can apply for the Hipercard credit card are being over 18 years old, having a minimum and proven income of R$$800.00 and not having restrictions on their CPF.
However, within this topic, it is worth highlighting that to receive a reasonable credit limit, in addition to these requirements, the institution, like all others, checks your score.
For those who don't know, the score is nothing more than a type of assessment, a grade, regarding your financial behavior. In other words, whether you are paying everything on time, whether you are not, whether you are in debt or not, etc.
Therefore, one tip is, if your intention is to receive a good credit limit, the ideal is that you start by settling all your bills, if you have any, and also paying all the bills up to date.
This is because all of these factors determine your score and, as we have seen, the score is crucial for a good credit limit.
