Maternity Allowance: everything you need to know

Becoming a mother is a passionate, adaptive and challenging process. A mixture of happiness, anxiety and fear, which goes beyond anything we can feel. The INSS, thinking about this incredible moment for women, implemented the famous maternity allowance.

Here with us today you will learn what the benefit is, how it works, who is entitled and why you should and can apply for it. maternity allowance.

Of course, to request this you must be expecting the arrival of a new member in the family.

In this case, you are granted the maternity allowance in just 4 situations, namely the birth of the child, death of the baby during childbirth, adoption and abortion, the same being non-criminal.

Who is entitled to maternity benefit?

The following people can apply for maternity allowance:

• Cease your professional activity due to childbirth, non-criminal abortion, adoption or legal guardianship for the purposes of adoption;
• claim maternity allowance up to 5 years after the date of the above events;
• To prove the minimum requirement of 10 months of contributions for the individual (independent), optional and special insured (rural) contributor.

It is worth mentioning that those who are employed under the CLT, including domestic workers, and self-employed workers, are exempt from the waiting time requirement. Unemployed people must prove that they continue to be insured by the INSS.

Who is eligible

• Women working under a formal contract;
• Individual, optional or MEI taxpayers;
• Unemployed women
• Domestic workers
• Rural workers;
• Spouse or partner in the event of the insured's death.

In other words, all women who work under an employment contract or who contribute to social security (INSS) are entitled to maternity benefits when they have a child or adopt a child.

To receive the allowance, persons working under a signed employment contract must be officially employed on the date of leave, birth or adoption in order to automatically receive maternity leave.

Those who do not have a formal employment contract but are individually, optionally or specially insured for social security contributions must complete a deferral period of ten months from INSS before applying for the benefit.

Unemployed people may need a waiting period of 5 to 10 months, depending on their situation before childbirth, dismissal or adoption.

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See also

• Read: Auxílio Brasil: what it is, how it works, see how to apply

• Read: High-risk pregnancy and INSS benefits

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How do I apply for maternity benefit?

To apply for maternity benefits online, you need to follow these steps

First, have the following essential documents to hand over

• Number of CPF.
• If you leave the country 28 days before the birth, you will need a specific Pregnancy Health Certificate.
• If you have parental authority, have a parental consent form ready stating that you are the parental authority for the adoption.
• In case of adoption, a new birth certificate issued after the trial must be presented.
• Power of attorney or period of legal representation (guardianship, conservatorship or custody period).
• Documentation proving the time contributed.

To place an order, follow these steps:

• Visit the website MY INSS or download the application from the select or AppStore.
• Click on the 'New Order' button.
• Enter your details (name, CPF, date of birth) and click 'I'm not a robot', 'Log in' or select 'Continue without logging in'.
• Scroll down and select “Pensions and Maternity Allowance”.
• Enter all the requested data and information and click continue until you complete your request.

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See also

• Read: How the FGTS anniversary withdrawal works – Complete guide

• Read: Daycare Assistance: find out who is entitled

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Who can apply for maternity allowance?

Maternity benefits can be claimed by people who leave their professional activity due to childbirth, non-criminal abortion, adoption, judicial protection for adoption purposes, etc.

Maternity benefits can be claimed within five years from the date of occurrence of any of the above events.

To prove the minimum requirement of 10 months of contributions for individual contributors (self-employed workers), voluntary insured persons and specified (local) insured persons.

Please note that CLT employees and self-employed workers, including domestic workers, are exempt from the waiting time requirement. For unemployed workers, proof of coverage is required. INSS.

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