Check out the System to Check Forgotten Money Now
If you have already retired or are close to it, knowing how to check your balance of your retirement pension is essential.
✅CHECK YOUR UPDATED BALANCE NOW
In this article, we will show you the main official channels where it is possible to consult the benefit extract, understand your contribution history and prepare for withdraw benefit when necessary.
With online access, you can check the retirement pension balance, better plan your finances or even analyze the possibility of a loan for retirees.
O AHV/AVS (Old-Age and Survivors Insurance) is the first pillar of retirement in Switzerland. To find out how much you have accumulated over the years, the government allows anyone to apply for the benefit extract.
The process is simple: access the official website ahv-iv.ch, download form “318.282” and send it completed to your compensation fund. The statement shows all contributions paid during your working life.
This document is essential to monitor the retirement pension balance and understand if you are receiving the correct amount. Additionally, it can help correct information if something is missing in the history.
To the Compensation Boxes (or “Ausgleichskassen”) are responsible for the local management of the AHV/AVS. It is there that you can withdraw benefit, ask questions and even update your registration data.
You can directly consult your retirement pension balance with the fund to which you are linked — usually determined by your last employer or place of residence. Service can be provided by telephone, email, in person or through online portals.
Many clearinghouses offer secure areas on their websites where you can access pension information using a personal login or SwissID, which guarantees security in the consultation process.
In addition to the first pillar, many Swiss retirees also receive benefits from the 2nd pillar, which is professional pension. To monitor this value, you must access the pension fund apps and portals from your old company or bank.
Institutions such as Swiss Life, AXA, Zurich e Liberty Pension provide applications and online panels with access to benefit extract, performance simulations and future value forecasts.
If you are considering withdraw money from the bottom or want to plan a loan for retirees, these platforms are ideal for checking your updated balance with total transparency and digital security.
To ensure privacy and security in online consultations, the Swiss government uses the SwissID — a digital identity that allows access to various public and private services, including data about the retirement pension.
You can create your SwissID for free and use it to identify yourself on websites. compensation boxes, pension fund portals and even federal services. It works with verification via email, SMS or authenticator app.
By using SwissID, you prevent fraud and ensure that only you can consult and withdraw benefit digitally. It is an essential tool for anyone who wants to keep up with the benefit extract without leaving home.
Consult the balance of your retirement pension in Switzerland has become much simpler with the digital resources available today. Using the portal AHV/AVS, to the compensation boxes, pension fund apps and the SwissID, you have access to all the information you need, safely and quickly.
Keeping track of your benefits is not just a matter of organization — it is a way to guarantee your rights, plan your life more clearly and even evaluate when and how withdraw money or look for one loan for retirees, if necessary.
