Original International Credit Card - Só Ofertão

When I think of a international credit cardI always want the best advantages, right? Well, that's exactly what Banco Original promises. In this post, we'll explore the various card options Banco Original offers and how you can make the most of the benefits.

Why Choose an Original Bank International Credit Card?

Banco Original is known for offering practical and advantageous solutions for consumers looking for a credit card with no annual fee but with many benefits.

This institution offers four types of card: International, Gold, Platinum and Black. Each one varies in terms of advantages and benefits, but they all have something in common: the possibility of annual fee exemption. That's right, no annual fee! However, there is more to these options than just the absence of annual fees.

Cashback Program

In addition to the annual fee waiver, another great attraction is the cashback program. Imagine getting part of your money back every time you make a purchase. At Banco Original, that's possible. The cashback varies between 0.15% and 0.30% depending on the amount spent.

• Purchases up to R$ 1,499: 0.15% cashback
• Purchases from R$ 1,500: 0.30% cashback

I know, it doesn't sound like much, but it can add up to a good amount over time.

Digital Wallet and Other Benefits

Banco Original cards are also integrated with digital wallets such as Samsung PayThis makes day-to-day transactions much easier. In addition, customers have access to a digital account with a discount on their bill.

Safety and reliability

Before opting for any card, I think it's essential to check the company's rating on platforms such as Complain here. Banco Original has a good reputation, which adds an extra layer of trust.

How does the Annual Fee Exemption work?

From the second year of use, there is the possibility of an annual fee. Depending on the contract, this fee can vary between R$ 29.00 and R$ 81.00. However, it is possible to obtain permanent exemption by taking part in the Bank Relationship Program, where, depending on the amount of the bill, the customer gets a discount on the fee of up to 100%.

For those who are just starting out in the world of cards, this can be a great way to save money while getting used to using credit.

Ideal Profiles for Each Type of Card

International

Ideal for those looking for a basic card, but with good advantages. Great for online shopping and international travel.

Gold

Perfect for those who want a little more in the way of benefits, such as points programs and exclusive services.

Platinum

For those who value more robust discounts and rewards, as well as a more personalized service.

Black

If you're looking for the best a card can offer in terms of benefits, these are the ideal choice. Here, we have VIP access to airport lounges, more advantageous points and a 24-hour concierge service.

The main fees

Ah, the fees. Always an important topic when it comes to credit cards. In the case of Banco Original, the main fees are as follows:

• Revolving interest: up to 10.65% p.m.
• Invoice installments: up to 8.64% p.m.

These are reasonable rates compared to the market, but of course nobody likes paying interest. So the tip is to avoid using the revolving account as much as possible and only pay in installments in extreme situations.

Advantages of Banco Original's International Credit Card

• Debit and credit cards in one.
• Cashback between 0.15% and 0.30%, depending on the value of the purchase.
• Benefits of the Mastercard Surpreenda program.
• Discounts in various partner stores.
• Easy-to-use application that makes it easy to manage your expenses.
• International validity, making it easier to travel and shop abroad.

These benefits make international credit card Banco Original is an excellent choice for those looking to maximize their advantages without spending on annual fees.

Disadvantages

On the other hand, let's talk about the negative points. The revolving rate can be high for those who tend to delay paying their bills, which can lead to a snowball of debt.

Another point is that, despite the cashback program, there are options on the market that offer more robust loyalty or rewards. It is therefore essential to compare before making a final decision.

Frequently Asked Questions

Does Banco Original's international credit card have an annual fee?

The annual fee is waived for the first year. From the second year onwards, it may be charged, but there is the possibility of complete exemption by participating in the Bank Relationship Program.

How does the cashback program work?

You get between 0.15% and 0.30% cashback depending on the value of your purchases. Purchases up to R$ 1,499 generate 0.15%, while amounts over R$ 1,500 earn 0.30% back.

Is it safe to use Banco Original's international credit card abroad?

Yes, the card offers security and practicality for international use, both for online purchases and when traveling.

What other advantages does an international credit card offer?

In addition to cashback, you have access to the Mastercard Surpreenda program, discounts at partner stores and a digital account with integrated features.

Can I use my international credit card as a debit card?

Yes, one of the benefits is that it works as both credit and debit, making shopping easier.

What happens if I pay my bill late?

If you delay payment, you will be charged the revolving interest rate, which can be as high as 10.65% p.m., as well as losing benefits such as annual fee exemption.

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