LATAM Pass Itaucard Mastercard Gold Credit Card - Só Ofertão
If you're just starting to explore the world of credit cards, you'll love to know more about the LATAM Pass credit card. This card offers a series of benefits that can fit in perfectly with your lifestyle and monthly expenses. Shall we find out more about it? Read on!
Benefits and Advantages of the LATAM Pass Credit Card
The LATAM Pass credit card stands out in the market for several reasons. Here are some of the main benefits you can expect:
- LATAM tickets can be paid in up to 10 installments without interest.
- 50% discount at cinemas in the Itaucard accredited network.
- Accumulation of 1.6 points for every dollar spent, with points expiring in 2 years.
- Discounts in partner stores, as well as credit and debit.
Why I recommend the LATAM Pass Credit Card
You may be asking yourself: "Is it worth having a LATAM Pass credit card?" Personally, I think so. As someone who travels frequently and values exclusive conditions and rewards, this card has saved me a lot of time and money. Let's take a closer look:
- A democratized public: With lower income requirements compared to Infinite cards, it offers great benefits for a wider audience.
- Mileage accrual: Perfect for those who like to travel or earn miles to exchange for tickets.
Ideal User Profile
This card may be the perfect match for several people. If you identify with any of these profiles, read on:
- People who travel frequently.
- Those who value exclusive conditions.
- Who needs a card to make purchases?
- Those who spend a lot on their cards.
- Who compares prices before buying.
- Those who value discounts and rewards.
- People who are interested in buying and selling miles.
- Who needs a high limit.
- People who value ties to traditional banks.
- Those who spend in foreign currency.
Fees and Other Charges
Now for the practical details. It's important to know about fees and tariffs before making any decisions.
Main Fees
The LATAM Pass Itaucard Mastercard Gold offers revolving interest rates of up to 15.00% p.m. However, this amount may be lower, depending on your customer profile and credit analysis.
Invoice installments
Yes, it is possible to pay invoices in installments, subject to analysis at the time of the request. This flexibility can be an important differentiator when dealing with high costs or unexpected expenses.
Other Fees and Rewards
The annual fee for the LATAM Pass card is 12 installments of R$ 33.00. But here, the rewards can compensate for the amount invested:
- Travel assistance.
- Digital account with Google Pay, Samsung Pay, and Apple Pay.
- Discount on your bill if you accumulate points.
- Half-price entry to cinemas.
- Travel and shopping insurance.
Rewards and Points Program
The LATAM Pass card points program is very attractive, offering 1.6 points for every dollar spent. However, it's worth remembering that points expire in 2 years. This can be an incentive to use the points before they expire, taking advantage of promotions and exchanges for tickets or products.
Exclusive Advantages of the LATAM Pass Credit Card
- LATAM tickets in up to 10 interest-free installments.
- Purchases of at least R$ 2,000 in the first 3 months accumulate an extra 2,000 points.
- 50% discount at cinemas in the Itaucard accredited network.
Disadvantages
Although it has many benefits, like any card, the LATAM Pass has its drawbacks:
- Points expire after 2 years.
- Relatively high annuity if you don't reach the exemption amount.
This issue of points being valid for two years can be a problem depending on how you accumulate and use your points. However, if you're a frequent traveler, this shouldn't be a major disadvantage.
Conclusion
Having a LATAM Pass credit card can be a great option for earning miles and enjoying various rewards and discounts. I particularly think it offers many advantages for those who know how to use its benefits well and fit the right profile. However, it is important to carefully analyze the rates and rewards to see if it really meets your needs.
Frequently Asked Questions
What is the minimum income to apply for the LATAM Pass card?
The minimum income required can vary, but is generally affordable for those with intermediate expenses on the card.
How can I waive the annual fee for the LATAM Pass card?
To be exempt from the annual fee, you must meet a minimum monthly spending amount, which is currently R$ 2,000.
How long are the accumulated points valid for?
Points accumulated with the LATAM Pass card expire in 2 years.
What additional benefits does the card offer?
The card offers travel assistance, discounts in partner stores and half-price entry to accredited cinemas.
How does the LATAM Pass points program work?
You earn 1.6 points for every dollar you spend and can exchange these points for miles and other benefits.
Is it possible to pay your card bill in installments?
Yes, it is possible to pay your bill in installments, but this is subject to credit analysis.
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