Perhaps you've heard of Neon credit cardBut is it really worth it? Today, I want to share my experience and knowledge about Neon, revealing all the details you need to know before making your decision. Shall we go for it?
Neon Credit Card with no annual fee
One of the main advantages of Neon credit card is that it has no annual fee. That's right, you pay nothing for the card. This makes it much easier financial life, especially for those who are just starting to use credit and need to keep costs down.
How the Tuition Fee Waiver Works
Neon stands out for freeing customers from annual fees. This means that transfers, slips and other services in the app are free. Simply download the Neon app for Android or iOS and register.
Difference Between Debit and Credit Cards
Neon also offers an international debit card, which works like a prepaid card. In other words, you only spend what you have in your account. Both credit and debit cards are Visa, with no additional fees.
Investments and savings with Neon
Neon is not just a credit card; it also offers investment services. These services go beyond savings, allowing you to make repayments when you need to. It's a great option that gives you more flexibility.
Easy App
The Neon app is super complete. You can control your limit, invoices and even set up automatic debiting. What's more, the app offers you extra security when shopping online with the virtual card.
Using the International Card
The Neon credit card is international, perfect for shopping on foreign websites. Neon doesn't require a minimum income, which makes access to credit much easier for those starting out or who find it difficult to get approved by other banks.
Neon Credit Card Fees and Charges
Now, it's important to talk about the fees. For Neon, the annual fee is zero, but there are other fees you should consider:
- Revolving interest: up to 13.90% p.m.
- Invoice installments: up to 12.90% p.m.
Points and Discount Programs
Neon participates in the Vai de Visa programwhere you earn one point for every real you spend. These points can be exchanged for discounts at various establishments. Despite this, Neon does not offer a robust cashback or rewards system.
Discounts in Partner Shops
Although Neon doesn't have many significant discounts, it does offer some partnerships that can be useful. However, if you're looking for big discounts or a robust points system, perhaps other options are better.
Ideal profile for the Neon Credit Card
And who is the Neon credit card ideal for? Basically, it's perfect for anyone:
- Looking for a simple, uncomplicated service
- You need a card for everyday purchases
- Difficulty getting credit approved
- You need to organize debts
- Can't prove a fixed monthly income
How to Apply for a Card<
To apply for a Neon credit card, simply download the application, fill in your details and wait for the credit analysis. The process is quick and simple, making it much easier to get the card.
Reputation in the market
Before you finish, it's worth checking Neon's reputation on Reclame Aqui. The company has a good customer service record, which is a positive point when choosing your card.
Conclusion
The Neon credit card is a great option for those looking for an international card with no annual fee and extra services, such as investments and total control via the app. Remember to consider your profile and needs before making the final choice. If Neon suits you, don't waste time and start taking advantage of these benefits today!
Frequently Asked Questions
Is the Neon credit card accepted internationally?
Yes, the Neon credit card is accepted at international establishments.
How can I keep track of my Neon card expenses?
You can keep track of all your expenses via the Neon app, available for Android and iOS.
Does Neon offer rewards programs?
Yes, Neon participates in the Vai de Visa program, where you can accumulate points and exchange them for discounts.
Do I need proof of income to apply for a Neon card?
No, Neon does not require proof of minimum income to apply for the card.
How does the Neon virtual card work?
Neon's virtual card can be used for online purchases, offering greater security and convenience.
Does Neon offer any kind of cashback?
Although it doesn't have a robust cashback system, Neon does offer some discounts at partner stores.
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