The 03 best credit cards with no annual fee - Só Ofertão

Looking for the best no annual fee credit card is a journey that can seem complicated at first. But I've discovered that there are great options available on the market that suit different usage profiles and needs. So today I'm going to show you the three best credit cards with no annual fee. Come with me because you'll be surprised by the advantages and benefits that each one offers!

Digio International Card

THE Digio Card is an excellent alternative if you are looking for a no annual fee credit card. What sets it apart is that the digital bank doesn't work with revolving credit, which removes one worry.

• Benefits: Digio is known for offering lower interest rates than the market average and high limits at the time of approval.
• Rewards: It offers different rewards and cashback, depending on the partner stores participating in the program DigioCashback.
• Applications and technologies: It works as both credit and debit, and is integrated with Google Pay.

Ideal profile for the Digio Card

If you are self-employed, an MEI or someone who needs a high limit, the Digio Card can be an excellent choice. It's especially suitable for people who have trouble getting approved for other credit or who can't prove a stable monthly income.

Final thoughts on the Digio Card

In addition to no annual fee, Digio stands out for its customer support and ease of approval. However, some users report a longer delivery time and the lack of a structured points program can be a negative point for those looking for this functionality.

Iti Visa Platinum Card

Although Iti Visa Platinum Card Although it's new on the market, it already stands out for its benefits. Approval is usually quick, and the limit can be up to R$ 10,000.

• Benefits: It has no annual fee and offers international coverage. It also participates in the points program iuppItaú, where every R$ 1 spent is equivalent to 1 point.
• Practicality: The due date of the invoice can be chosen by the user, giving more flexibility.

Ideal profile for the Iti Visa Platinum Card

If you value a simple, basic service but need a high limit, this card is for you. It's also ideal for those who value ties with a traditional bank like Itaú.

Final thoughts on the Iti Card

With no annual fee and participation in points programs, the Iti Visa Platinum is a good option. The main negative points are the need to be an Itaú account holder and the lack of miles or cashback.

Credicard Visa Platinum Card

THE Credicard Visa Platinum Card is one of the best options when it comes to a credit card with no annual fee. It's easy to approve and you can use the digital version as soon as it's approved.

• Benefits: As well as having no annual fee, it offers a good initial limit of up to R$ 35,000 for specific customers.
• Rewards: It offers discounts at more than 30 partner establishments, a free toll day and three months of HBO Max.

Ideal profile for the Credicard Visa Platinum Card

If you are an MEI, self-employed or someone looking for high credit limits, the Credicard Visa Platinum is perfect. It's also suitable for those who value cashback and discounts on purchases.

Final thoughts on the Credicard Visa Platinum Card

The ease of approval and the high limit are major attractions, as well as having no annual fee. On the other hand, the charge for a duplicate card and the limitations on cashback can be negative points for some users.

Conclusion

After reviewing the characteristics and strengths of each card, it is clear that there are excellent options for no annual fee credit card for different consumer profiles. Whether you're looking for high limits, rewards or easy approval, you can find the ideal card without having to pay an annual fee.

Frequently Asked Questions

What is the best credit card with no annual fee for those with a low credit score?

The Digio Card is a good option for those with a low credit score, as it offers easier approval.

Do cards with no annual fee offer points programs?

Yes, the Iti Visa Platinum Card participates in Itaú's iupp program, which offers 1 point for every R$ 1 spent.

Do cards with no annual fee have a low limit?

Not necessarily. The Credicard Visa Platinum Card, for example, can offer limits of up to R$ 35 thousand.

Which no-annuity card offers cashback?

The Digio Card offers the DigioCashbackwhich gives cashback on some purchases in partner stores.

Do I need to be an account holder to apply for any of these cards?

Only the Iti Visa Platinum Card requires you to be an Itaú account holder.

Do cards with no annual fee have high interest rates?

Interest rates can vary. For example, the Digio Card has rates below the market average and does not charge revolving interest.

Did you like this amazing content? If so, share it with your friends and on your social networks. See exclusive and free content daily on our website. News Blog and take the opportunity to follow our Channel on Google News. Thanks!