Vivo Itaucard Credit Card - Só Ofertão
If you are looking for a credit card that offers incredible advantages, then the Vivo Itaucard credit card is an excellent option. I'm going to detail everything you need to know about it in order to make an informed decision. Read on and find out why this could be the perfect choice for you.
Vivo Itaucard Credit Card Benefits
THE Vivo Itaucard credit card is especially advantageous for those who are Vivo customers, but it is also attractive for those who are not. Purchases made in Vivo stores guarantee up to 10% of cashback, while in other establishments you receive 0.5%. That's already an excellent reason to consider this card, isn't it?
Exclusive advantages for Vivo customers
Vivo customers have additional benefits. In addition to a cashback of 10% at Vivo stores, you can pay in installments up to 21 times. Another highlight is the 30% discount on ConectCar monthly fees after one free month.
Discounts in Partner Shops
THE Vivo Itaucard credit card also offers discounts in various partner stores, such as pharmacies and restaurants. This allows you to save even more on your everyday purchases.
Assistance and Insurance
With it, you have access to travel insurance, an extended warranty and even free Wi-Fi. This helps a lot, especially if you travel frequently or need internet in public places.
Main Fees for the Vivo Itaucard Credit Card
Before deciding, it is essential that you understand the fees involved. O Vivo Itaucard credit card has an annual fee divided into 12 installments of R$ 30.00. If you delay payment, the revolving interest rate can be up to 15.00% per month.
Invoice installments
If you need to pay the bill in installments, this is subject to analysis, but it can be a good option in months of higher spending. I've had to use this option before and it went very smoothly.
Other rates
Be aware of other fees that may arise, such as withdrawal fees. Always check the official website or app for up-to-date details.
Ideal profile for the Vivo Itaucard Credit Card
This card is perfect for those who value exclusive conditions and need a credit card to make purchases. If you're looking for the best cashbacks and value rewards and discounts, this card is a great choice.
Vivo customers
For Vivo customers, it's even more advantageous, as all the benefits mentioned above are enhanced. But it's worth remembering that even if you're not a Vivo customer, the benefits are still remarkable.
Link to traditional bank
If you value having a relationship with a traditional bank, the Itaucard is a great choice. In addition to all the card's benefits, you have the backing of one of Brazil's largest banks.
Rewards and benefits
In addition to insurance and assistance, the card offers:
- Google Pay and Samsung Pay
- Digital account with various functionalities
- Lowest price guaranteed when shopping online
Everyday Use
I use Vivo Itaucard credit card in my daily life and I can assure you that the benefits add up quickly, especially with cashback. Having a direct discount on the bill is something that helps a lot in financial planning.
Disadvantages of the Vivo Itaucard Credit Card
Despite all the benefits, the Vivo Itaucard credit card has some disadvantages. The main ones are the high interest rates for late payments and the requirements for exemption from the annual fee, which may not be very attractive to some users.
Centralization in Vivo Customers
Another point is that many of the benefits are more advantageous for Vivo customers. This can be considered a limitation for those who don't use the operator's services.
Frequently Asked Questions
Does the Vivo Itaucard credit card have an annual fee?
Yes, the annual fee can be divided into 12 installments of R$ 30.00. However, there are conditions under which this fee can be waived.
How does cashback work on the Vivo Itaucard credit card?
Purchases at Vivo stores offer 10% of cashback, while purchases at other establishments generate 0.5% of cashback.
Who can apply for a Vivo Itaucard credit card?
Anyone over the age of 18, with the minimum income required and an approved credit analysis, can apply for the card.
What are the additional benefits for Vivo customers?
In addition to cashback, Vivo customers have different installment plans when buying cell phones and discounts on ConectCar.
Does the Vivo Itaucard credit card allow proximity payments?
Yes, the card allows proximity payments via Google Pay and Samsung Pay.
Is it possible to waive the annual fee for the Vivo Itaucard credit card?
Yes, depending on the amount you spend each month, it is possible to get your annual fee waived.
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