Want to know how to pay your phone bill with a credit card? See below.
One of the main advantages of the new payment methods is that you no longer have to stand in long queues at the lottery office to pay a bill. That's because you can do it all using your bank's credit or debit card application.
But how do you pay your phone bill with a credit card? That's what we're going to teach you today, not just how to pay a phone bill but any other type of bill. Paying bills will certainly become much easier and more practical. Check it out!
Step by step on how to pay your phone bill with a credit card
To pay a bill with credit cardIf you have a bank account, all you need to do is go to the branch where your card is held, or use your bank's app, which is much more practical and quicker. This is because almost all financial institutions now offer an app so that you can move and monitor your bank account.
If you already have the app, check out the step-by-step instructions on how to pay your phone bill with a credit card:
- Open your bank's application and log in;
- Then look for the "pay boleto" option;
- Once this is done, you can copy and paste the boleto number (if it's digital) or you can scan the barcode on your boleto using the camera within the application itself. If you can't do either of these, you can also type in the boleto number.
- Then check the institution receiving the payment to make sure you're paying the right bill;
- Then click on confirm and enter your card's electronic password (if the application asks for it)
- That's it, your boleto is paid!
Have you seen how easy our step-by-step guide on how to pay your phone bill with a credit card is? What's more, you should know that this step-by-step can be used to pay any other type of bill, and it even works with debit cards.
How to use your credit card wisely
Now that you know how to pay your phone bill with a credit card, let's give you some more tips on how to use your credit card wisely.
This is because, despite being one of the most widely used forms of payment in the world, if you don't know how to use it correctly, credit cards can become a major villain in your life.
To avoid possible debts and learn how to organize your financial life a little more, check out some of our tips!
Have a spending limit
This is certainly the first tip on how to use your credit card wisely. It's not just because the bank has given you a high credit limit that you need to go over it, right? So set a spending limit for your credit card and don't go over it.
So, when it comes to setting the spending ceiling for your credit card, you should budget for possible unforeseen events, after all, they almost always happen. It's important that you leave some "slack" in your budget and don't go over the limit, you know?
For example, if you have set a budget of R$800.00, ideally you should only spend R$600.00 and leave R$200.00 for possible unforeseen events such as medication, car problems, etc.
In addition, setting a spending limit is essential if you don't want to be surprised at the end of the month when you see your bill. This is because many people spend all month, little by little, and when they see the limit has already been exceeded, which brings us to the next tip.
Keep track of your expenses
To avoid any surprises when you check your bill at the end of the month, keep track of your spending! That's because nowadays, with the ease of banking apps, you can check all your spending at the touch of a button. So there's no excuse not to keep track of your purchases.
Avoid installments
Certainly, one of the main benefits of a credit card is the possibility of paying for a purchase in installments. But this benefit can turn into a major disadvantage. That's because you can easily pay for some purchases in installments, then more, and the next thing you know, paying in installments has become a snowball.
In fact, installments are one of the main reasons why people get into credit card debt. So get away from installments! Before you pay for a purchase in installments, analyze whether it's really necessary or if you can't pay in cash.
If it is indeed necessary to carry out the installmentsIdeally, you should pay in a few installments so that your credit card isn't too compromised. Remember that sometimes cheap is expensive, and very expensive!
Not to mention that long-standing installments have a lot of interest and are often not worth it.
