How to Check the PIS Balance Available for Withdrawal
Track your balance retirement pension It is essential to ensure financial peace of mind during the most important phase of life.
✅CHECK YOUR UPDATED BALANCE NOW
In this article, you will learn, step by step, how to access your benefit extract in a practical, fast and safe way.
Additionally, we will show you where to consult data from AHV/AVS, how to prepare documents and also give valuable tips for organizing your financial life.
Switzerland has a pension system structured on three pillars. The 1st pillar is the mandatory state insurance called AHV/AVS (Old Age and Survivors Insurance), paid by all workers.
This system ensures a retirement pension basic, sufficient to cover essential needs. The amount depends on the length of contribution and the wages received. The government and employers share the contributions.
Furthermore, there is the 2nd pillar (professional pension, mandatory for employees) and the 3rd pillar (private pension, optional). Understanding how these pillars complement each other is the first step to planning your future safely.
If you want to check the retirement pension balance, the first place to visit is the official portal of AHV/AVS: www.ahv-iv.ch. There you can request your benefit extract by filling out a simple form.
Another safe way to track your benefit is by contacting compensation box to which you are linked. Many of these institutions have online portals or send information by mail.
In addition, some pension funds 2nd pillar They offer apps or access via website, where you can see your balance and run simulations. Be careful: never provide your data on unofficial websites.
To consult your benefit extract and check the retirement pension balance, you need to have some basic documents on hand. The main one is your social insurance AHV/AVS.
You will also need a valid identity document (such as a passport or Swiss ID). If you are a resident foreigner, your residence permit may also be requested.
With this information, you can request the statement for free. It is a simple procedure, and often, it is even possible to withdraw benefit pending or correct information directly with the clearinghouse.
Keep a close eye on your retirement pension balance allows you to make smarter decisions about your money.
The first tip is to request a statement at least once a year to ensure that the contributions are correct.
Use simple spreadsheets or personal finance apps to organize your spending and forecast your budget for the coming months.
This even helps when thinking about options like a loan for retirees, if necessary.
Another tip is to talk to financial experts or consult your pension fund services. They can advise you on how to withdraw money in the most advantageous way or even optimize your earnings using the 3rd pillar.
If you've made it this far, you already know that checking the retirement pension balance It's simpler than it seems.
Just have your documents on hand and access the official channels of AHV/AVS or the pension fund to which you contribute.
Furthermore, maintaining regular financial control gives you more freedom and security when making decisions — whether for withdraw benefit, request a loan for retirees or just plan your retirement with peace of mind.
Don't wait for the end of the year or for a letter to arrive in the mail: access digital portals now, organize your documents and stay in control of your financial life. After all, a peaceful future starts with a click today.
