Veja a seguir, informações sobre onde posso fazer o cartão de crédito Hipercard.
The Hipercard credit card is winning over more and more Brazilians. This is because it has a number of advantages, as well as being easy to apply for, which is very attractive to users. If you're interested in the credit card, you're probably wondering where you can get a Hipercard credit card.
So, to help you answer this question, we've brought you a step-by-step guide on how to get a Hipercard credit card, as well as the card's main advantages and benefits. Check it out!
Where can I get a Hipercard credit card?
Online
Request the credit card Hipercard is quite simple and you can do it without leaving home using your smartphone or computer. Simply go to the company's official website and click on "request yours now". Then you need to fill in the form with all your personal details.
When filling in the form, pay close attention, as it is from this questionnaire that the company will analyze your score and check how much credit you "can" have.
You also need to fill in the form with a valid email and/or telephone number, as it is through these that Itaucard, the company responsible for administering the card, will contact you.
In person
If your question is where can I apply for a Hipercard credit card in person, you should know that you can apply for the card by going to one of Hipercard's stores or accredited stores and bringing all your documents. These include ID, CPF, proof of income and proof of residence.
You can also check which Hipercard accredited network is closest to you on the company's official website.
How long does it take to receive a Hipercard?
First of all, you should bear in mind that the Hipercard credit card is analyzed by Itaucard and the approval or non-approval period can be up to 45 days. However, customers generally report receiving feedback before this period.
Finally, if the Hipercard credit card is approved, you will receive it in your hands within 20 days.
Hipercard benefits
In addition to the security offered by the financial institution, which is one of the largest and best companies in the Brazilian financial market, there are other benefits and advantages of the Hipercard.
Starting with the app, which makes life much easier for users, since you can keep track of all your spending via the app. You can also make instant transactions like Pix, pay slips, schedule payments, support and much more.
In addition to the app, you can also set up a virtual card quickly within the app itself. One of the advantages of the Hipercard credit card is that it has international coverage, meaning you don't have to worry about getting another card when you travel abroad, which makes it much easier.
Finally, Hipercard credit card customers also have access to discounts and offers at a number of the institution's partner establishments and can also take part in the Mastercard Surpreenda points program.
Mastercard Surpreenda
Mastercard Surpreenda is one of Hipercard's main benefits and because it's so attractive, it's very worthwhile talking a little more about it.
Mastercard Surpreenda is a points program where all your purchases, whether on a credit or debit card, are worth points. Best of all, you can exchange these points for vouchers at the financial institution's partner stores.
All you have to do to register for the program is go to the Mastercard Surpreenda website or app and you're done! Finally, it's worth noting that every purchase is worth one point, regardless of the amount, i.e. a purchase of R$2 is worth one point and a purchase of R$2,000 is also worth one point.
Who can apply for a Hipercard credit card?
The institution's only restrictions on who can apply for a Hipercard credit card are that you must be over 18, have a minimum proven income of R$800.00 and have no restrictions on your CPF.
But within this topic, it's worth noting that in order to receive a reasonable credit limit, in addition to these requirements, the institution, like all the others, checks your credit score.
For those who don't know, the score is nothing more than a kind of evaluation, a grade, of your financial behavior. In other words, if you're paying everything on time, if you're not, if you're in debt or not, etc.
So, if you want to get a good credit limit, the ideal thing to do is to start by settling all your bills, if you have any, and also by paying all your bills. up-to-date slips.
This is because all these factors determine your score and, as we have seen, the score is a determining factor for a good credit limit.
