When we plan a trip, we always think of good times and positive situations. However, we must be prepared for anything. Various things can happen, such as accidents or fevers that can ruin your trip. That's where travel insurance comes in.
Traveling is synonymous with happiness, enjoying time with the family, getting to know new cultures and places. Although we always think of the good side, we can't control everything. That's why it makes sense to have doubts about taking out travel insurance - after all, nobody travels expecting the worst. Read on to understand the benefits and whether this service is really worth it.
Learn More About Travel Insurance
When you take out travel insurance, you get assistance with medical and hospital expenses during your trip. If an accident happens or you fall ill, you will have the necessary assistance. This also includes cases of lost luggage, flight cancellations and theft, among other services. It's better to think about the unforeseen events that could ruin your trip and take precautions.
Unforeseen Events Covered by Travel Insurance
Just as trying new foods and getting to know new cultures can bring good times, it's also possible to face not-so-pleasant situations. With travel insurance, you can enjoy your trip more peacefully, knowing that you will have assistance if you need it. This service is essential.
What Does Travel Insurance Cover?
There are various types of travel insurance, many of which are essential for a smooth and safe trip. To avoid headaches, insurance usually covers medical or hospital emergencies and assistance in the event of lost luggage. There are also more extensive plans that cover other items, depending on your needs, the company you choose and the type of insurance.
Most Common Situations Covered by Travel Insurance
- 24-hour medical care during international travel; dental consultations and hospital emergencies;
- Transfer between hospitals or locations required in medical emergencies;
- Transfer of the body and cover for death during the trip;
- Legal and financial assistance;
- Health repatriation;
- Help in the event of the death or serious illness of a family member;
In addition, there are insurances that cover extra situations such as:
- Exclusive care in the event of Covid-19 or other pandemics;
- Flight delay;
- Trip cancellation;
- Care for pregnant women;
- Early return in case of accidents;
- Accidents during extreme activities;
- Assistance in the event of stolen, lost or damaged luggage.
Is travel insurance useful?
Yes, travel insurance is useful and worthwhile. Think of it as an investment, not an extra expense. Make insurance an essential part of your travel planning. We never expect anything bad to happen, but if it does, it's good to have assistance to minimize expenses during emergencies.
For example, imagine you're in New York and need to see a doctor for an unforeseen health problem. In the USA, the cost of a doctor's visit is around US$ 200. A hospital stay can cost up to US$ 5 thousand, and emergency surgery more than US$ 35 thousand. By taking out travel insurance, you pay a negligible amount compared to what you would have to spend.
With travel insurance, you can enjoy your trip with the certainty that you'll be covered should anything happen. You and your family can enjoy every moment with greater peace of mind.
Frequently Asked Questions
Is travel insurance compulsory?
It is not compulsory, but it is highly recommended for guarantees in emergencies.
What is the difference between travel insurance and travel assistance?
Travel assistance provides direct services, while insurance reimburses expenses.
When should I take out travel insurance?
We recommend hiring as soon as you have confirmed the details of your trip.
Can I use travel insurance more than once?
Yes, on repeat trips within the contracted period.
Does travel insurance cover pre-existing illnesses?
It depends on the plan; check details with the insurer.
How to claim travel insurance?
Contact the insurance call center as soon as possible.
Did you like this amazing content? If so, share it with your friends and on your social networks. See exclusive and free content daily on our website. News Blog and take the opportunity to follow our Channel on Google News. Thanks!
