Have you forgotten money? Find out how to check and recover it in Chile
You may have forgotten money in Chile and not even realize it. Many people leave money in old accounts, insurance or pension funds without knowing it.
Fortunately, there are simple ways to check balance and know if you have something to receive. With a few clicks, you can redeem money which is rightfully yours.
In this article, you will understand how the Chilean system works, where to look, and how withdraw forgotten money in a safe and practical way. Let's go?
the term forgotten money refers to amounts that you are entitled to, but that are sitting in inactive accounts, unclaimed insurance or retirement funds.
This can happen for a number of reasons: change of address, change of bank, pending retirement or simply lack of information. Often, the amount increases over time without the holder knowing.
In Chile, these amounts may be in banks, AFPs (pension funds) or insurance companies. Knowing where to look is the first step to redeem money easily and quickly.
First of all, you need to know where to look. Chile has official channels where you can check balance and find out if there is any money in your name.
Generally, the search starts with personal data, such as the RUT (Single Tax Registry) number. From there, you can check if you have forgotten money in different institutions.
Below are the three main places where these values tend to be forgotten:
Banks like Bank of Chile, State Bank e Santander Chile They can keep old accounts with residual balance or unused investments.
These accounts, when inactive for a long time, can be closed automatically, and the balance is transferred to regulatory entities. To withdraw money, it is necessary to make a formal request.
You can check directly with the bank, or through public platforms that gather data on inactive accounts. A good example is the service provided by the Central Bank of Chile itself.
To the Pension Fund Administrators (AFP)such as AFP Habitat, Provided, Cuprum and others, may maintain resources from workers who have left the system or have not requested retirement.
Many people contribute to AFP for a few years and then forget that they left a balance there. That's why it's worth it. check balance directly on the online platforms of these institutions.
If so, the system will indicate how redeem money legally, whether through retirement, inheritance or return of undue amounts.
Insurance companies can also store forgotten money, especially in cases of uncollected life insurance. This occurs when the beneficiary does not know that he is entitled to the amount.
If someone in your family took out insurance and you were the beneficiary, there may be a sum of money waiting for you. The search can be done using the policy details or the insured's full name.
Check the official websites of insurance companies or request support from CMF are essential steps to withdraw money of these forgotten products.
A Commission for the Financial Market (CMF) It is the body that regulates the Chilean financial market. It is the body that centralizes data from banks, AFPs and insurance companies.
CMF offers a portal where you can check balance, check links with financial institutions and even file complaints. All this using just your RUT number.
Through the CMF, you can also find out if there is any forgotten money linked to your Chilean CPF, securely and free of charge. An essential resource!
If you suspect you may have any forgotten money In Chile, now is the time to act! With the right resources, such as the AFP websites, banks or the portal of CMF, it is possible check balance and recover values that can make a difference in your pocket.
Many people have already achieved it redeem money stored without knowing, just by doing a quick search with your personal data. It's simple, free and can yield a pleasant surprise.
Don't let that money sit idle! Make your inquiry today, follow the steps indicated by each institution and, if necessary, withdraw the money directly to your account. And of course, share this content — someone close to you may have money waiting for them too!
