Have you forgotten money? Find out how to check and recover it in Uruguay
Did you know that you may have forgotten valuables in banks or funds in Uruguay?
Yes, this happens more than you might think. Many people fail to check forgotten money by simple distraction.
In this article, you will learn how to consult, where to look and which tools to use to check forgotten money in UruguayWe will guide you step by step to get back what is yours!
Forgotten money is money that belongs to you but has been sitting in dormant accounts, retirement funds or unclaimed insurance policies. This is more common than you might think.
It could be an old bank account you didn’t close, a pension fund you forgot to keep track of, or even a life insurance policy no one knew existed. The good news is that there’s a simple way to check.
Many citizens and even foreigners who have lived or worked in Uruguay are entitled to amounts that remain forgotten in the financial system. Knowing where to look is the first step to recovering them.
Nowadays, there are quick and easy ways to check if you have forgotten money in Uruguay. Most queries can be made online, free of charge and safely.
Below, we’ll show you the three main places where this money could be: old bank accounts, pension funds, and unclaimed insurance. Stay tuned!
All you need is your basic personal details, such as your ID or passport number, and follow the official channels indicated. Let's detail each type now.
Inactive bank accounts can accumulate balances that are retained by banks. After a certain period of inactivity, these amounts are transferred to the Central Bank.
To check for forgotten money in old accounts, visit the website Central Bank of Uruguay (BCU). They provide a query of inactive balances linked to your name.
Remember: even small amounts belong to you and can be recovered with a simple digital or in-person request.
If you have formal employment in Uruguay, you may have a balance in an AFAP (Administradora de Fundos de Ahorro Provisional), even without knowing it. Many people forget to check these amounts after leaving the country.
The main AFAPs — such as República AFAP, SURA, Union Capital and Integración — allow you to check balances using your affiliate number or identity document.
It is important to check these amounts, especially if you intend to return to Uruguay or transfer your balance to another institution.
Many people take out life or accident insurance and forget to notify their family members. Over time, these amounts remain “sleeping” in the insurance companies.
O Central Bank and the Superintendence of Financial Services They keep records of unclaimed policies. You can check if there is any active insurance in your name.
In cases of death, beneficiaries can also consult the data and request the amounts. Keep an eye on the deadlines and necessary documentation.
A CONDUSEF (National Commission for the Defense of Users of Financial Services) It also acts as an official channel to help users check forgotten values.
Although CONDUSEF operates in Mexico, similar institutions such as BCU Consumer Protection Unit play this role in Uruguay. You can contact us to ask for support.
They provide guidance on legal steps, forms and contacts with banks, insurance companies or pension funds. A valuable resource for anyone who wants to recover their money safely.
Find out what you have forgotten money in Uruguay can be a pleasant surprise — and even better when you learn how to recover it quickly. Now that you know where and how to look, it’s time to take action.
Whether it’s old bank accounts, pension funds or unclaimed insurance, these funds belong to you. With the tips we’ve shared, it’s easy to take the first step.
So, take this moment to check forgotten money in your name. It could be the beginning of a nice financial surprise. And don't forget: sharing this information with friends or family can help them too!
